Marginloom helps independent service businesses and freelancers plan the costs behind a job quote. The website includes a free pricing sampler with no signup: enter an all-in cost, target margin and payment-fee assumptions. Optional paid offline desktop HTML tools add labor and overhead breakdowns, quote worksheets, capacity planning, cash forecasting and a manual invoice register, depending on the tier. Paid tools cost $29, $49 or $79 once. No automatic saving: export backups before closing. No tax calculation, bank connection or guaranteed financial outcome.