Quantum Payouts is a technology platform for Russian companies making large volumes of payments to individuals. Businesses keep direct contracts with their banks and control their own accounts; the platform helps organize payout registers, payment statuses and reconciliation through a web dashboard, 1C integration or API. Quantum Labs also helps clients negotiate bank service terms suited to their payout model. Use cases include insurance claims, microfinance loan disbursements, car trade-ins, payments for recycled materials and agricultural goods, and settlements with self-employed professionals, freelancers and couriers. The service supports clear payment records for bank compliance inquiries under Russian Federal Law 115-FZ.