NHS Pay Bands is a free, independent reference site for NHS Agenda for Change pay in England, with no sign-up. It lists every band from Band 2 to Band 9 with each pay step for 2026/27 (after the 3.3% award from 1 April 2026) next to 2025/26, plus hourly rates and estimated monthly take-home pay. A take-home pay calculator works out income tax, National Insurance, NHS Pension contributions (5.2% to 12.5%) and student loan repayments for any band, step or salary. Plain-English guides explain the 2026/27 pay rise, Agenda for Change, pension tiers, pay step progression and student loans. Figures are checked against NHS Employers and GOV.UK sources. Not affiliated with the NHS.